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The beginning of each year is traditionally a popular time for homeowners to seriously think about improvements they want to make to their home. Even though it’s wintertime, many people aspire to complete home improvement projects before summer begins. Because mortgage interest rates are currently low, and the value of many homes has increased significantly …

Want to Use a Home Equity Line of Credit to Pay for Home Improvements? Read More »

If someone asked you the interest rate on your mortgage, would you know the number? Believe it or not, many people do not know the rate they are paying. This may be due to one or more factors, including: • The mortgage was obtained many years ago, and you simply can’t remember the rate • …

Do You Know Your Mortgage Interest Rate? Read More »

If you are on the verge of purchasing a home, you want to make all the right choices and decisions. And, you want to buy the best possible house for the least amount of money. Of course you want to purchase a home in a great location. Additionally, you want to find a home that …

How to be a Smart Home Buyer Read More »

Mortgage interest rates are currently quite low. Just about everywhere you look, there are news articles that state, “Now is a great time to buy a home or refinance your current mortgage!” While it’s absolutely true that now is a great time to lock in a fantastic mortgage interest rate, many current and prospective home …

The Benefits of Low Mortgage Interest Rates Read More »

Don’t think you can afford the payments on a 15-year mortgage or a 30-year mortgage? Don’t worry. You might qualify for a 40-year mortgage. This type of mortgage works just like a mortgage of a shorter length, but it stretches your required monthly payments over four decades instead of three (or fewer). Does this option …

40 Year Mortgage? There are Pros and Cons Read More »

If you have student loans, you should not automatically think that the loans will disqualify you from purchasing a home. More and more people are graduating from college with a large amount of student loan debt. With a large amount of debt to their name, many people believe that home ownership is a mere fantasy …

Student Loans Don’t Have to Keep You From Purchasing a Home Read More »

The holiday season is in full swing, and 2014 is almost over. At this time of year, shopping for a home might be the last thing on your mind. But December can actually be a fantastic time to shop for and purchase a home – especially this year. If you have time to look at …

The Holiday Season Can be an Excellent Time of Year to Purchase a Home Read More »

Don’t think you can afford the payments on a 15-year mortgage or a 30-year mortgage? Don’t worry. You might qualify for a 40-year mortgage. This type of mortgage works just like a mortgage of a shorter length, but it stretches your required monthly payments over four decades instead of three (or fewer). Does this option …

40 Year Mortgage? There are Pros and Cons Read More »

It’s easy to find articles and advice on the benefits of paying off your mortgage early. Sure, the thought of living without a mortgage is appealing to many people because owning your home outright is definitely a positive thing. But, before deciding that paying off your mortgage early is the best possible choice, it’s important …

A Few Reasons to NOT Pay Off Your Mortgage Early Read More »

When you want to apply for a mortgage – either because you want to refinance your existing loan or you want a loan for a new purchase – you have choices. One of your choices is to spend hours and hours researching the many mortgage options available to you. Another choice is to utilize a …

The Benefits of Using a Mortgage Broker Read More »